UPST Stock Overview
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States.
Snowflake Score | |
---|---|
Valuation | 0/6 |
Future Growth | 4/6 |
Past Performance | 0/6 |
Financial Health | 4/6 |
Dividends | 0/6 |
Upstart Holdings, Inc. Competitors
Price History & Performance
Historical stock prices | |
---|---|
Current Share Price | US$26.89 |
52 Week High | US$72.58 |
52 Week Low | US$11.93 |
Beta | 1.96 |
1 Month Change | 2.56% |
3 Month Change | -34.19% |
1 Year Change | 89.50% |
3 Year Change | -81.36% |
5 Year Change | n/a |
Change since IPO | -8.75% |
Recent News & Updates
Upstart Holdings: Still Too Risky
Mar 24Upstart Holdings, Inc. (NASDAQ:UPST) Shares Slammed 25% But Getting In Cheap Might Be Difficult Regardless
Mar 13Upstart Holdings: A No-Brainer Buy Before The Fed Shift Kicks Off
Mar 12Upstart: An Uphill Battle
Mar 05Recent updates
Upstart Holdings: Still Too Risky
Mar 24Upstart Holdings, Inc. (NASDAQ:UPST) Shares Slammed 25% But Getting In Cheap Might Be Difficult Regardless
Mar 13Upstart Holdings: A No-Brainer Buy Before The Fed Shift Kicks Off
Mar 12Upstart: An Uphill Battle
Mar 05Upstart: I Warned About Its Overhype In December - What's Next (Upgrade)
Feb 22Upstart Q4: Struggles With Debt And Profitability Challenges (Downgrade)
Feb 14Upstart Holdings, Inc. (NASDAQ:UPST) Analysts Just Cut Their EPS Forecasts Substantially
Feb 14Upstart: Red Flags Of The AI Model And The Company's Response
Feb 07Upstart's Upcoming Q4 Drama: Bullish Dreams And The Borrowing Blues
Feb 01Upstart: Indicators Suggest Weak Start To 2024 (Downgrade)
Jan 23After Leaping 54% Upstart Holdings, Inc. (NASDAQ:UPST) Shares Are Not Flying Under The Radar
Dec 30Upstart Holdings, Inc. (NASDAQ:UPST) Analysts Just Trimmed Their Revenue Forecasts By 33%
Feb 15Upstart: What's Up With The Relative Strength?
Oct 14Upstart Stock Is Down Over 80% This Year; Is It A Buying Opportunity?
Sep 29Upstart Has Its Moment
Sep 19Upstart extends personal lending to Arizona-based credit union partner
Sep 08Upstart: Broken Stock Or Broken Company?
Aug 25Upstart provides Alliant Credit Union with personal lending capabilities
Aug 17Upstart Q2 Preview: Short-Sellers Should Brace For Impact
Aug 08Shareholder Returns
UPST | US Consumer Finance | US Market | |
---|---|---|---|
7D | 2.1% | 0.8% | 0.4% |
1Y | 89.5% | 39.7% | 28.8% |
Return vs Industry: UPST exceeded the US Consumer Finance industry which returned 39.7% over the past year.
Return vs Market: UPST exceeded the US Market which returned 28.8% over the past year.
Price Volatility
UPST volatility | |
---|---|
UPST Average Weekly Movement | 11.3% |
Consumer Finance Industry Average Movement | 6.0% |
Market Average Movement | 6.0% |
10% most volatile stocks in US Market | 16.9% |
10% least volatile stocks in US Market | 3.0% |
Stable Share Price: UPST's share price has been volatile over the past 3 months.
Volatility Over Time: UPST's weekly volatility (11%) has been stable over the past year, but is still higher than 75% of US stocks.
About the Company
Founded | Employees | CEO | Website |
---|---|---|---|
2012 | 1,388 | Dave Girouard | https://www.upstart.com |
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Upstart Holdings, Inc. Fundamentals Summary
UPST fundamental statistics | |
---|---|
Market cap | US$2.43b |
Earnings (TTM) | -US$240.13m |
Revenue (TTM) | US$548.46m |
4.2x
P/S Ratio-9.7x
P/E RatioIs UPST overvalued?
See Fair Value and valuation analysisEarnings & Revenue
UPST income statement (TTM) | |
---|---|
Revenue | US$548.46m |
Cost of Revenue | US$150.42m |
Gross Profit | US$398.04m |
Other Expenses | US$638.17m |
Earnings | -US$240.13m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
Earnings per share (EPS) | -2.78 |
Gross Margin | 72.57% |
Net Profit Margin | -43.78% |
Debt/Equity Ratio | 186.0% |
How did UPST perform over the long term?
See historical performance and comparison